June 2014

There are 2 blog entries for June 2014.

You have done the research, you have watched interest rates and home prices drop, and you are ready to invest in a vacation home near Disney. With so many options on the market, deciding what you want in your property can be one of the most enjoyable parts of making this dream a reality.

Think about what you most enjoy doing while you are on vacation. Perhaps you are happiest lingering over breakfast in the morning with a nice balcony view. Would you like to entertain guests in the evening while watching the sun go down?

Decide how you would most often like to use your space and then think about what direction you would like your home to face. If you would like to work on your tan in the afternoons and enjoy glorious sunsets, look at homes with western

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Flood Insurance in FloridaIt is  hurricane season again and it is time to talk about flood insurance.   At this time of the year many clients want to discuss what their hazard policies cover in the event of hurricane damage.  It’s important to stress to clients that flood coverage is not included in a standard hazard policy and must be purchased separately.
 
Hazard policies do cover for water that enters a property through an opening created by wind, but not for rising ground water from heavy rain, or water that overflows from a lake or river.   Flood insurance applies to that area-wide flooding, covering multiple properties.
 
FEMA (Federal Emergency Management Agency) regulates flood insurance policies.   Insurance agents sell flood insurance policies, but regardless of the

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